pep high frequency screens

aml checklist | the 6 key components to look for in aml solutions

aml checklist | the 6 key components to look for in aml solutions

The 5th directive will require you to examine the background and purpose of a wider range of transactions. It proposes extra EDD measures for business relationships and transactions with high-risk 3rd countries.

Aims to tackle legal discrepancies in order to more effectively and cooperatively tackle money laundering. The aim is to create a harmonious definition of money laundering between the EU member states.

Regulates and aids the UK financial sector, setting compliance standards to combat financial crime such as money laundering and the funding of terrorism. In partnership with the Office for Professional Body Anti-Money Laundering Supervision (OPBAS) to strengthen the UKs anti-money laundering regime.

A PEP (Political Exposed Person) is thought of as a high-risk individual due to their status and potential risk of corruption. PEPs are individuals with prominent public functions such as senior politicians, senior civil servants, or people holding high military rank. Due to this risk, further action is required.

Carrying out AML and KYC checks is only part of your money laundering obligations. You must also have a thorough policy in place which details your firm's AML policies and procedures. This policy must include but isnt limited to the following:

It is a legal requirement that all staff undergoes anti-money laundering training and that this is recorded and on file. You must train employees on how to recognise suspicious activities and what to do in the event of suspicion.

AML compliance is a continuous process of verifying, monitoring and managing. The process does not stop after the client onboarding stage but rather carries on throughout the entirety of the client relationship.

For example, records of any AML check or ID verification need to be kept for a period of 5 years from the point of termination of a client relationship. High-frequency monitoring of the PEP & Sanctions list may be appropriate in certain cases.

Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.

Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.

high yield bond fund | bhyix | institutional

high yield bond fund | bhyix | institutional

Sustainability Characteristics can help investors integrate non-financial, sustainability considerations into their investment process. These metrics enable investors to evaluate funds based on their environmental, social, and governance (ESG) risks and opportunities. This analysis can provide insight into the effective management and long-term financial prospects of a fund.

The metrics below have been provided for transparency and informational purposes only. The existence of an ESG rating is not indicative of how or whether ESG factors will be integrated into a fund. The metrics are based on MSCI ESG Fund Ratings and, unless otherwise stated in fund documentation and included within a funds investment objective, do not change a funds investment objective or constrain the funds investable universe, and there is no indication that an ESG or Impact focused investment strategy or exclusionary screens will be adopted by a fund. For more information regarding a fund's investment strategy, please see the fund's prospectus.

To be included in MSCI ESG Fund Ratings, 65% of the funds gross weight must come from securities covered by MSCI ESG Research (certain cash positions and other asset types deemed not relevant for ESG analysis by MSCI are removed prior to calculating a funds gross weight; the absolute values of short positions are included but treated as uncovered), the funds holdings date must be less than one year old, and the fund must have at least ten securities. For newly launched funds, sustainability characteristics are typically available 6 months after launch.

Business Involvement metrics are not indicative of a funds investment objective, and, unless otherwise stated in fund documentation and included within a funds investment objective, do not change a funds investment objective or constrain the funds investable universe, and there is no indication that an ESG or Impact focused investment strategy or exclusionary screens will be adopted by a fund. For more information regarding a fund's investment strategy, please see the fund's prospectus.

Business Involvement metrics are calculated by BlackRock using data from MSCI ESG Research which provides a profile of each companys specific business involvement. BlackRock leverages this data to provide a summed up view across holdings and translates it to a fund's market value exposure to the listed Business Involvement areas above.

Business Involvement metrics are designed only to identify companies where MSCI has conducted research and identified as having involvement in the covered activity. As a result, it is possible there is additional involvement in these covered activities where MSCI does not have coverage. This information should not be used to produce comprehensive lists of companies without involvement. Business Involvement metrics are only displayed if at least 1% of the funds gross weight includes securities covered by MSCI ESG Research.

ESG integration is the practice of incorporating material environmental, social and governance (ESG) information or insights alongside traditional measures into the investment decision process to improve long term financial outcomes of portfolios. Unless otherwise stated in Fund documentation or included within the Funds investment objective, inclusion of this statement does not imply that the Fund has an ESG-aligned investment objective, but rather describes how ESG information is considered as part of the overall investment process.

The Fund manager includes ESG considerations in the investment research, portfolio construction, and investment monitoring phases of the investment process. The Fund manager maintains internal ESG scorecards for new primary issuers under consideration for investment and existing issuers of publicly traded securities. These scorecards analyze and track internal and external research views across a range of environmental, social, and governance factors sourced from primary and third party ESG information and research. Portfolio management teams consider the sector and issuer ESG views and scores when selecting individual investments during portfolio construction. ESG factors are debated and considered in investment decisions. The Fund manager also considers ESG criteria during post-investment monitoring and conducts regular portfolio risk reviews with the Risk and Quantitative Analysis group. These reviews include discussion of the portfolios exposure to material ESG risks.

James E. Keenan, CFA, Managing Director, is Chief Investment Officer and Global Co-Head of Credit within BlackRock Alternative Investors (BAI). He leads the strategy for Global Fundamental Credit and is responsible for providing oversight of the investment process and performance, the partnerships with BlackRock's distribution channels, and the team's infrastructure as well as determining the strategic direction and growth initiatives of the platform. Jim oversees Leveraged Finance, Hedge Funds, and Private Credit businesses including opportunistic, middle market and specialty finance.

He serves on BlackRock's Global Operating Committee, BlackRock Alternative Investors Executive Committee, GFI Executive Committee, PEP and ASG Investment Committees and the Infrastructure Debt Management Committee. He is also the Chairman of the Board of the BlackRock Capital Investment Corporation.

Over the last 13 years, Jim was the portfolio manager across a variety of strategies including HY, Opportunistic and distressed portfolios and long short hedge funds. He has been responsible for building the Global fundamental credit business since 2006.

Mr. Garfin joined BlackRock in 1997 as an analyst in the Account Management Group working with taxable financial institutional clients. He joined the Portfolio Management Group in 2000 as a credit research analyst and in 2005 moved to portfolio management. Mr. Garfin moved to his current role in 2007 andserves as Head of the Global Credit Human Capital Committee.

Carefully consider the Funds' investment objectives, risk factors, and charges and expenses before investing. This and other information can be found in the Funds' prospectuses or, if available, the summary prospectuses, which may be obtained by visiting the iShares ETF and BlackRock Fund prospectus pages. Read the prospectus carefully before investing. Investing involves risk, including possible loss of principal. The Funds are distributed by BlackRock Investments, LLC (together with its affiliates, BlackRock). 2020 BlackRock, Inc. All rights reserved. BLACKROCK, BLACKROCK SOLUTIONS, BUILD ON BLACKROCK, ALADDIN, iSHARES, iBONDS, iTHINKING, iSHARES CONNECT, FUND FRENZY, LIFEPATH, SO WHAT DO I DO WITH MY MONEY, INVESTING FOR A NEW WORLD, BUILT FOR THESE TIMES, the iShares Core Graphic, CoRI and the CoRI logo are registered and unregistered trademarks of BlackRock, Inc., or its subsidiaries in the United States and elsewhere. All other marks are the property of their respective owners. USR-9694

As a global investment manager and fiduciary to our clients, our purpose at BlackRock is to help everyone experience financial well-being. Since 1999, we've been a leading provider of financial technology, and our clients turn to us for the solutions they need when planning for their most important goals.

Review the MSCI methodology behind the Sustainability Characteristics and Business Involvement metrics: 1ESG Ratings; 2Index Carbon Footprint Metrics; 3Business Involvement Screening Research; 4ESG Screened Index Methodology; 5ESG Controversies For funds with an investment objective that include the integration of ESG criteria, there may be corporate actions or other situations that may cause the fund or index to passively hold securities that may not comply with ESG criteria. Please refer to the funds prospectus for more information. The screening applied by the fund's index provider may include revenue thresholds set by the index provider. The information displayed on this website may not include all of the screens that apply to the relevant index or the relevant fund. These screens are described in more detail in the funds prospectus, other fund documents, and the relevant index methodology document. Certain information contained herein (the Information) has been provided by MSCI ESG Research LLC, a RIA under the Investment Advisers Act of 1940, and may include data from its affiliates (including MSCI Inc. and its subsidiaries (MSCI)), or third party suppliers (each an Information Provider), and it may not be reproduced or redisseminated in whole or in part without prior written permission. The Information has not been submitted to, nor received approval from, the US SEC or any other regulatory body. The Information may not be used to create any derivative works, or in connection with, nor does it constitute, an offer to buy or sell, or a promotion or recommendation of, any security, financial instrument or product or trading strategy, nor should it be taken as an indication or guarantee of any future performance, analysis, forecast or prediction. Some funds may be based on or linked to MSCI indexes, and MSCI may be compensated based on the funds assets under management or other measures. MSCI has established an information barrier between equity index research and certain Information. None of the Information in and of itself can be used to determine which securities to buy or sell or when to buy or sell them. The Information is provided as is and the user of the Information assumes the entire risk of any use it may make or permit to be made of the Information. Neither MSCI ESG Research nor any Information Party makes any representations or express or implied warranties (which are expressly disclaimed), nor shall they incur liability for any errors or omissions in the Information, or for any damages related thereto. The foregoing shall not exclude or limit any liability that may not by applicable law be excluded or limited.

Review the MSCI methodology behind the Sustainability Characteristics and Business Involvement metrics: 1ESG Ratings; 2Index Carbon Footprint Metrics; 3Business Involvement Screening Research; 4ESG Screened Index Methodology; 5ESG Controversies

For funds with an investment objective that include the integration of ESG criteria, there may be corporate actions or other situations that may cause the fund or index to passively hold securities that may not comply with ESG criteria. Please refer to the funds prospectus for more information. The screening applied by the fund's index provider may include revenue thresholds set by the index provider. The information displayed on this website may not include all of the screens that apply to the relevant index or the relevant fund. These screens are described in more detail in the funds prospectus, other fund documents, and the relevant index methodology document.

Certain information contained herein (the Information) has been provided by MSCI ESG Research LLC, a RIA under the Investment Advisers Act of 1940, and may include data from its affiliates (including MSCI Inc. and its subsidiaries (MSCI)), or third party suppliers (each an Information Provider), and it may not be reproduced or redisseminated in whole or in part without prior written permission. The Information has not been submitted to, nor received approval from, the US SEC or any other regulatory body. The Information may not be used to create any derivative works, or in connection with, nor does it constitute, an offer to buy or sell, or a promotion or recommendation of, any security, financial instrument or product or trading strategy, nor should it be taken as an indication or guarantee of any future performance, analysis, forecast or prediction. Some funds may be based on or linked to MSCI indexes, and MSCI may be compensated based on the funds assets under management or other measures. MSCI has established an information barrier between equity index research and certain Information. None of the Information in and of itself can be used to determine which securities to buy or sell or when to buy or sell them. The Information is provided as is and the user of the Information assumes the entire risk of any use it may make or permit to be made of the Information. Neither MSCI ESG Research nor any Information Party makes any representations or express or implied warranties (which are expressly disclaimed), nor shall they incur liability for any errors or omissions in the Information, or for any damages related thereto. The foregoing shall not exclude or limit any liability that may not by applicable law be excluded or limited.

Carefully consider the Funds' investment objectives, risk factors, and charges and expenses before investing. This and other information can be found in the Funds' prospectuses or, if available, the summary prospectuses, which may be obtained by visiting the iShares Fund and BlackRock Fund prospectus pages. Read the prospectus carefully before investing.

BlackRock offers investments across a comprehensive range of asset classes and exposures, addressing investor needs with respect to growth, income, and capital preservation. Source: BlackRock and Morningstar. As of 5/31/18. Current fee rankings may vary based on recent and frequent prospectus updates to the funds within the respective Morningstar categories. Expenses are based on the funds most recent prospectus net expense ratios, excluding investment dividend expense, interest expense, and certain other fund expenses. Morningstar category net expense ratio also excludes these expenses. Includes active open-end taxable and tax-free fixed income mutual funds only, and excludes index funds. Analysis based only on institutional shares of BlackRock active retail fixed income funds vs. institutional shares of active fixed income funds within their respective Morningstar categories. 88% of BlackRock active fixed income funds are in the lowest fee quartile (22 out of 25 funds). Based on 25 BlackRock active taxable and tax-free funds. Institutional shares may not be available to all retail investors. Performance for different share classes may vary. The fund is actively managed and its characteristics will vary. Bond values fluctuate in price so the value of your investment can go down depending on market conditions. Fixed income risks include interest-rate and credit risk. Typically, when interest rates rise, there is a corresponding decline in bond values. Credit risk refers to the possibility that the bond issuer will not be able to make principal and interest payments. Principal of mortgage- or asset-backed securities normally may be prepaid at any time, reducing the yield and market value of those securities. Obligations of US govt. agencies are supported by varying degrees of credit but generally are not backed by the full faith and credit of the US govt. Non-investment-grade debt securities (high-yield/junk bonds) may be subject to greater market fluctuations, risk of default or loss of income and principal than higher rated securities. The fund may use derivatives to hedge its investments or to seek to enhance returns. Derivatives entail risks relating to liquidity, leverage and credit that may reduce returns and increase volatility.International investing involves special risks including, but not limited to currency fluctuations, illiquidity and volatility. These risks may be heightened for investments in emerging markets. Morningstar Analyst Ratingis not a credit or risk rating. It is a subjective evaluation performed by Morningstars manager research group, which consists of various Morningstar, Inc. subsidiaries (Manager Research Group). In the United States, that subsidiary is Morningstar Research Services LLC, which is registered with and governed by the U.S. Securities and Exchange Commission. The Manager Research Group evaluates funds based on five key pillars, which are process, performance, people, parent, and price. The Manager Research Group uses this five pillar evaluation to determine how they believe funds are likely to perform relative to a benchmark, or in the case of exchange-traded funds and index mutual funds, a relevant peer group, over the long term on a risk-adjusted basis. They consider quantitative and qualitative factors in their research, and the weight of each pillar may vary. The Analyst Rating scale is Gold, Silver, Bronze, Neutral, and Negative. A Morningstar Analyst Rating of Gold, Silver, or Bronze reflects the Manager Research Groups conviction in a funds prospects for outperformance. Analyst Ratings ultimately reflect the Manager Research Groups overall assessment, are overseen by an Analyst Rating Committee, and are continuously monitored and reevaluated at least every 14 months. For more detailed information about Morningstars Analyst Rating, including its methodology, please go to global.morningstar.com/managerdisclosures/. The Morningstar Analyst Rating (i) should not be used as the sole basis in evaluating a fund, (ii) involves unknown risks and uncertainties which may cause Analyst expectations not to occur or to differ significantly from what they expected, and (iii) should not be considered an offer or solicitation to buy or sell the fund.

Performance results reflect past performance and are no guarantee of future results. Investment return and principal value of shares will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. All returns assume reinvestment of all dividends. Performance information shown without sales charge would have been lower if the applicable sales charge had been included. Performance during periods of exceptional market conditions should not be expected to be repeated in a normal market environment. Current performance may be lower or higher than the performance data quoted. Investing involves risk, including possible loss of principal.Fund details, holdings and characteristics are as of the date noted and subject to change. Yields are based on income earned for the period cited and on the Fund's NAV at the end of the period. Some BlackRock funds make distributions of ordinary income and capital gains at calendar year end. Those distributions temporarily cause extraordinarily high yields. There is no assurance that a fund will repeat that yield in the future. Subsequent monthly distributions that do not include ordinary income or capital gains in the form of dividends will likely be lower.

Although BlackRock shall obtain data from sources that BlackRock considers reliable, all data contained herein is provided as is and BlackRock makes no representation or warranty of any kind, either express or implied, with respect to such data, the timeliness thereof, the results to be obtained by the use thereof or any other matter. BlackRock expressly disclaims any and all implied warranties, including without limitation, warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose.

Although BlackRock shall obtain data from sources that BlackRock considers reliable, all data contained herein is provided as is and BlackRock makes no representation or warranty of any kind, either express or implied, with respect to such data, the timeliness thereof, the results to be obtained by the use thereof or any other matter. BlackRock expressly disclaims any and all implied warranties, including without limitation, warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose.

2021 BlackRock, Inc. BLACKROCK, BLACKROCK SOLUTIONS, BUILD ON BLACKROCK, ALADDIN, iSHARES, iBONDS, FACTORSELECT, iTHINKING, iSHARES CONNECT, FUND FRENZY, LIFEPATH, SO WHAT DO I DO WITH MY MONEY, INVESTING FOR A NEW WORLD, BUILT FOR THESE TIMES, the iShares Core Graphic, CoRI and the CoRI logo are trademarks of BlackRock, Inc., or its subsidiaries in the United States and elsewhere. All other marks are the property of their respective owners.

2021 BlackRock, Inc. BLACKROCK, BLACKROCK SOLUTIONS, BUILD ON BLACKROCK, ALADDIN, iSHARES, iBONDS, FACTORSELECT, iTHINKING, iSHARES CONNECT, FUND FRENZY, LIFEPATH, SO WHAT DO I DO WITH MY MONEY, INVESTING FOR A NEW WORLD, BUILT FOR THESE TIMES, the iShares Core Graphic, CoRI and the CoRI logo are trademarks of BlackRock, Inc., or its subsidiaries in the United States and elsewhere. All other marks are the property of their respective owners.

understanding the metaphorical

understanding the metaphorical "black dog": depression and how it works | betterhelp

When the phrase "black dog" is used, minds typically leap to depression, or perhaps a certain beloved book character. Whichever is the case, the term "black dog" is most commonly used to describe a state of depression, characterized by either poor behavior or the lack of will to do anything, including things you once loved. This metaphor can be useful for people living with depression and those with loved ones experiencing depression symptoms.The image of a large, intrusive black dog can more clearly identify the oftendifficult-to-see aspectsof depression.

What was initially a small phrase uttered to describe a brief period in a man's life, the metaphor has grown to encompass a massive spectrum of depression and its symptoms. The black dog is an effective metaphor because depression can feel like an ominous, long-suffering presence tracking your every move. The black dog of depression represents the gradual overtaking of the things you once loved, the person you once recognized in the mirror, or the life you once lived. Depression does not take breaks but instead follows you around like a shadow a large, lumbering shadow, loyal as a canine. At its inception, though, the black dog was not quite so insidious.

The term is said to have originated with Winston Churchill, who was often quoted as referring to a "black dog" when he felt unmotivated, churlish, or otherwise unproductive. The black dog was said to have been the source of melancholy, as well, and took the blame for some of Churchill's stumbling blocks and moments of inactivity.

Over time, the "black dog" grew as something of a symbol for Churchill, with many amateurs and mental health professionals alike pointing to this term and its corresponding behaviors as an indicator of Churchill's poor mental health, ranging from depression to bipolar disorder. Although there is no definitive evidence that Winston Churchill had a mental illness of any kind and indeed, one therapist activelydisputed these claims his descriptor persists as a powerful, insightful window into the lives of men and women who experience the symptoms of depression.

The metaphor of the black dog is an important one both for individuals who have been diagnosed with depression and those who haven't because it provides both with a frame of reference for how exactly to expect depression to show up. Depression is depicted in media as a range of emotions, from sadness to a simple enough problem that you can just "get over." However, using the metaphor of a black dogallows you (and others) to see that depression isn't a matter of needing a simple mindset change, or a pep talk; it feels like anoutside entity, wholly out of your control.

Just as a large black dog's persistence in following you around, eating your shoes, or taking up your time with its insistence is out of your control, depression is largely uncontrollable and requires both time andtreatmentin order to begin to fade. Some will benefit fromtherapy, lifestyle changes, or medication or all three for the entirety of their lives, to keep symptoms manageable and under control.

Depression is a mood disorder, wherein the body and brain do not produce the "feel-good" chemicals required to effectively regulate mood, sleep, regulate appetite, and clear thoughts.Symptoms of depression include apathy, under or oversleeping, loss of interest in food, too great an interest in food, muscle weakness, thoughts of suicide or despair, and irritability. These are just a few of the symptoms ascribed to depression, and they can all be either mild or severe or a patchwork of both.

Although periods of sadness, anger, or apathy are normal in people who have experienced a sudden loss, a traumatic event, or similar, persistent feelings of sadness, anger, and apathy those that last at least two weeks may be attributed to depression. Depression may initially be mild (called Major Depressive Disorder), but without treatment, symptoms can grow worse and develop into a chronic condition calledPersistent Depressive Disorder, which means that a depressive state has persisted for at least two years.

There are many possible reasons for depression, and there is still some mystery surrounding why it develops in some people and not in others, with similar risk factors in place.Minimizing risk factorsis certainly worth the effort, though, and engaging in a healthy lifestyle can go a long way in mitigating some of the likelihood of developing a depressive disorder.

Depression is said to affect as many as1 in 13 adults, though many will not seek treatment. Depression is more likely to affect individuals who are going through major changes, such as reaching adulthood, quitting or starting a job, or losing a loved one. Depression is also more likely to affect individuals who do not have a solid support system and may be more common among people who have experienced significant breaks within familial or friendship ties.

Depression does not seem to have particular risk factors based on socioeconomic status, race, or religion, as people of all ages and backgrounds can experience the symptoms of depression. Across the board, depression requires some amount of treatment and should never be diagnosed or treated entirely at home.

There are many treatment options for depression. Typically, the first type of treatment is therapy. Talk therapy is a common treatment for depression, as it allows patients to describe what they are going through and better understand their own experiences and needs. Talk therapy is also likely to be the source of diagnosis, as many therapists will prefer to weed out all possibilities before assigning a concrete diagnosis to a patient. Talk therapy includesCognitive Behavior Therapy, which seeks to reset unhealthy or unproductive patterns of thinking to improve overall mental health and stability.

Online therapy has become increasingly popular, and research shows it can play a significant role in reducing depression symptoms.For example, one study found that online therapy was even more effective than traditional in-person sessions, with 100 percent of participants in the online group showing continued symptom reduction three months after treatment. On the other hand, individuals in the face-to-face group showed significantly worsened depressive symptoms over the same period. This study explores how internet-based treatment compares to regular face-to-face therapy.

If you struggle with depression, the last thing you might want to do is drive to a therapist's office for a session. If that sounds like you, online therapy withBetterHelp could be a great solution. BetterHelps online therapy platform allows you access to trained professionals right from the comfort of your home, day or night. And you can be in contact with them on a more regular basis, which can be a comfort during the tough times when you may need to speak with a trusted professional. Consider the following reviews of BetterHelp therapists below.

Andrew's counseling style is the epitome of the personal touch! He is smart, professional, caring, and compassionate. He shares his professional knowledge in such a way that you feel like you are talking to a trusted friend, which makes you feel comfortable talking about deeply personal subjects. When I was feeling very depressed, he was there with encouraging words to help me start to think more positively and he messages you every couple days, just to check in with you!! With his shared personal experiences, advice and goal setting techniques I feel like he went above and beyond for me EVERY session!

Susan is a compassionate and kind person. You can tell her anything without judgement. She listens intently, no interruptions, and gives neutral feedback in a way that can help anxious and depressed people view their own emotions with neutrality.

Depression may also be treated with antidepressants. Antidepressants look at the chemical and biological mechanisms involved in depression and work to get those systemsback in balancein order to support a healthy, well-functioning body. Antidepressants are often used in conjunction with other treatments, and it may take some time to find a medication that works well for you and a dosage that takes care of your needs. Because antidepressants can worsen symptoms before improving them, it is important to work closely with a mental health professional to make sure dosage and frequency are as effective for your needs as possible. Please consult with your doctor or primary care physician before considering any medication options.Dosages and frequency may need to be altered several times to find the right balance for you.

Diet is another area in which depression can be managed, though diet alone is unlikely to relieve symptoms. Instead, altering your food intake can support physical health, which can aid your mind is functioning at its best. A diet high in processed sugar and refined foods, for instance, could contribute to the onset and proliferation of depression.In contrast,a diet filled withwhole, fresh foodscan help give your mind and body the physical support and nourishment it needs to function optimally. Eliminating or dramatically reducing alcohol can also be useful in limiting the effects of depression, as alcohol is actually adepressive substance.

Lifestyle changes may also be recommended by your doctor, as some alterations to your lifestyle can significantly impact how your body and brain behave. For instance, asedentary lifestyle has been linked to a host of health concerns, including mood dysfunction. Exercising as little as 10minutes per day can help improve your mental and physical health. Getting outside in nature can also help, as the constant barrage of screens and media and lack of fresh air can be problematic for someone working toward recovery and improved health.

After receiving a diagnosis of a depressive disorder, the first step is therapy. Therapy runs the gamut and may be simple talk therapy, or maybe trauma therapy, such asEMDR. Therapy could be a combination of cognitive therapy, antidepressants, diet, and lifestyle alterations, or may focus primarily on psychotherapy and pharmaceutical intervention. Although there is still some stigma surrounding the pharmaceutical treatment of mood disorders, antidepressants can mean the difference between living your life richly and stumbling through it in a fog. A holistic approach one that includesall areas of treatment is often the most effective form of treatment.

The depression "black dog" has come to be a mascot of sorts for depression and can open a window of conversation into depression and its symptoms. The black dog is not something that needs to be feared, pushed away, or admonished. Instead, the black dog gives you and those around you a name and a face for the overwhelm, apathy, and anxiety depression is often accompanied by. It can break down language barriers to get better help, better treatment, and a greater understanding of the obstacles you face every day in living with and overcoming depression.

why i deserve a scholarship in college of education

why i deserve a scholarship in college of education

No matter what kind of academic paper you need, it is simple and affordable to place your order with My Essay Gram. We have experienced writers in over 70+ disciplines for whom English is a native language and will easily prepare a paper according to your requirements.

We always make sure that writers follow all your instructions precisely. You can choose your academic level: high school, college/university or professional, and we will assign a writer who has a respective degree.

If you think we missed something, send your order for a free revision. You have 10 days to submit the order for review after you have received the final document. You can do this yourself after logging into your personal account or by contacting our support.

All papers are always delivered on time. In case we need more time to master your paper, we may contact you regarding the deadline extension. In case you cannot provide us with more time, a 100% refund is guaranteed.

We use several writing tools checks to ensure that all documents you receive are free from plagiarism. Our editors carefully review all quotations in the text. We also promise maximum confidentiality in all of our services.

No matter what kind of academic paper you need and how urgent you need it, you are welcome to choose your academic level and the type of your paper at an affordable price. We take care of all your paper needs and give a 24/7 customer care support system.

An admission essay is an essay or other written statement by a candidate, often a potential student enrolling in a college, university, or graduate school. You can be rest assurred that through our service we will write the best admission essay for you.

Our academic writers and editors make the necessary changes to your paper so that it is polished. We also format your document by correctly quoting the sources and creating reference lists in the formats APA, Harvard, MLA, Chicago / Turabian.

If you think your paper could be improved, you can request a review. In this case, your paper will be checked by the writer or assigned to an editor. You can use this option as many times as you see fit. This is free because we want you to be completely satisfied with the service offered.

We have writers with varied training and work experience. But what they have in common is their high level of language skills and academic writing skills. We understand that you expect our writers and editors to do the job no matter how difficult they are. That's why we take the recruitment process seriously to have a team of the best writers we can find. Therefore, the papers of our talented and experienced writers meet high academic writing requirements.

Related Equipments